Backed by Alliance DAO

The new financial harvest

Transforming stablecoins into everyday money across Asia
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Why Ripe

The problem we solve

In the West, crypto is often seen as a speculative investment. But in Asia, for millions, stablecoins have become a primary medium for earning and spending.

Huge flows of crypto enter the region through freelancing and remittances, but without reliable off-ramps, users are left with poor options: traditional banks (that many can’t access) or informal “gray-market brokers.

Our mission

Nurturing a new financial ecosystem

Ripe solves this gap by nurturing a vibrant financial ecosystem where digital currencies can truly “ripen” — making them usable as everyday cash.

Founder’s insight

How Ripe was born

Ripe was born in The Philippines.
Our CEO, Chuck Lam — a serial founder with a PhD from Stanford and multiple exits in tech and blockchain — created a crypto gaming guild to understand the new digital economy.
He uncovered a demographic: unbanked players with sophisticated crypto knowledge but no way to cash out their in-game earnings.
This insight revealed a broader regional need, and Ripe was founded to solve this problem at scale across Southeast Asia.
Our competitive advantage

The bridge that others missed

History shows that new payment methods spread faster when adoption is consumer-driven. In Asia, nearly 90% of the population already uses QR-based e-wallets, accepted by more than 85% of merchants — far higher coverage than credit cards.

Let’s connect

Book a call with Ripe

Pick a time that works for you — the future of payments is ready to ripen.

Ripe isn’t another crypto card or a merchant-only solution

We are the essential bridge — connecting wallets and blockchains to local payment rails, bringing stablecoins into everyday life