Turn your crypto into real-world spending power
Imagine using your stablecoins to pay for your morning coffee, groceries, or even a taxi ride, just like you would with local currency. Ripe makes this a reality, connecting your non-custodial crypto wallet directly to the everyday QR payment systems used by millions of merchants.
No more converting, no more hassle – just simple, instant crypto payments for real-world purchases.
Pay with stablecoins from your favorite wallet to
Choose the wallet you already use and unlock everyday payments with your stablecoins. Settlement in local currency.
How it works
From wallet to merchant in seconds — just scan, confirm, and pay.
Scan any QR
Within your existing non-custodial crypto wallet (like Phantom or OKX), open the Ripe dAp p and use your camera to scan any e-wallet QR code.
Enter amount
Input the desired payment amount in local currency.
Confirm & pay
Ripe translates the forex to the equivalent stablecoin amount, and you sign for the transaction in your wallet. The stablecoin is sent to a Ripe-controlled address, and our local payment partner disburses fiat to the merchant.
Merchant receives fiat
The merchant receives fiat currency directly, without needing to understand or adopt crypto themselves.
Why Ripe stands out
Everyday crypto payments made simple, accepted everywhere, and cheaper than traditional alternatives.
Scan any QR
Pay directly from your crypto wallet in seconds.
Broad acceptance
Access over 5 million merchants in the Philippines alone that accept QR payments.
Over 80% of merchants in Southeast Asia accept QR-based e-wallets.
Empower your crypto
Use your stablecoins as cash for everyday spending, increasing their utility and circulation.
No merchant adoption needed
Merchants receive fiat, eliminating any need for them to change their existing payment infrastructure.
Lower fees
Ripe's gross margin on transactions is about 2% on a $100 transaction, which is generally lower than traditional remittance fees (>8%) and competitive with crypto credit cards (3-4%).
Where it fits into your life
From daily coffee runs to international travel — spend crypto like cash, without friction.
Daily purchases
Pay for groceries, coffee, or transportation at local shops and street vendors.
Freelancers & online workers
Easily spend your crypto earnings directly on daily needs without complex off-ramping processes.
Travel
Seamlessly spend your stablecoins in countries across Southeast Asia that widely use QR payments,
Unbanked populations
Access a modern payment solution, especially in regions where traditional banking is less prevalent but crypto adoption is high.
